Client Segments
Architecting funding relationships for diversified markets that lenders overlook.
Sellers, businesses, and consumers each have unique financial needs. We meet them with tailored programs across every segment we serve.
Who does Lenox work with?
Manufacturers
Who it serves
Manufacturers of any product, commercial or consumer, that reaches buyers through dealer networks.
The business need
Dealers lose commercial sales at the financing stage when a buyer’s bank declines a rental fleet, campground, or resort purchase.
What Lenox can help explore
Commercial financing programs your dealer network can offer, so a declined commercial buyer has another place to explore financing, subject to lender criteria.
Dealers and dealer networks
Who it serves
Independent dealers, multi store groups, specialty dealers, and dealer networks and cooperatives.
The business need
A motivated commercial buyer with a real business walks away because the bank will not finance seasonal revenue, non-standard assets, or a rental use.
What Lenox can help explore
Refer the buyer by sharing our contact details or making an introduction, and we explore financing options with them. Your existing dealer programs stay as they are.
Operators
Who it serves
Businesses that run on the equipment they finance: campgrounds, RV parks, glamping resorts, outdoor lodges, adventure operators, and owner operators.
The business need
The business earns real revenue, yet seasonal income, non-standard assets, or a rental model do not fit a bank’s template.
What Lenox can help explore
We help explore financing for the equipment and units the business runs on, including lenders that may consider the income it generates. Glamping structures and park models may qualify as commercial equipment rather than real estate, subject to lender criteria.
Rental fleets
Who it serves
RV, glamping, overland, park model, tiny home, boat, and power sport rental fleets, from a few units to hundreds.
The business need
Banks see seasonal revenue, mixed fleets, and rental use as risk, and some cannot appraise the units at all.
What Lenox can help explore
We help explore fleet financing for expansion and renewal, including lenders that may weigh rental income and review a mixed fleet as a whole, subject to their criteria.
Platforms
Who it serves
Peer to peer rental marketplaces, fleet management software, and booking platforms for campgrounds, glamping, and adventure tourism.
The business need
Operators on the platform have the bookings to grow their fleets but cannot get commercial financing, so the platform’s inventory stops growing with them.
What Lenox can help explore
An operator referral program, and a conversation about bringing financing into the platform’s own workflow.
Affiliated industries
Who it serves
Management companies and the properties they manage, industry associations, insurance providers, consultants, and financial service providers.
The business need
Their clients and members get declined, and most lenders finance either a management company or its properties, rarely both.
What Lenox can help explore
A financing resource for members and clients, with options explored for both a management company and the properties it manages.
Financial institutions and finance companies
Who it serves
Community banks, credit unions, independent finance companies, equipment finance companies, and specialty commercial lenders.
The business need
Good customers fall outside the credit box: seasonal revenue, non-standard assets, and rental business models.
What Lenox can help explore
Refer the deal and your client has somewhere to go: a specialized partner for the niches your programs are not built for.
Consumers
Financing for yourself?
Personal loans for almost anything, through T.A.L.K.
We do not finance real estate, firearms, drugs, or adult businesses.
Need a Loan - Apply HereNot sure which side of the table you sit on?
Tell us the situation and we will point you at the program that fits.
Consulting Services
Market and program strategy, referral ecosystem design, and creative deal pathways for situations that need a different route.
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For lenders, manufacturers, sellers, and referral partners who want to reach a market that is going underserved.
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